PixPay is a French neobank that wants to help teenagers manage their money under the supervision of their parents. All services are available online. Which makes PixPay a fully digitalized bank. So, are there any neobanks behind Pixpay?
Bank support behind PixPay
Know which banks and partners support PixPay to evaluate the safety and reliability of this neobank for adolescents.
Bpifrance and Global Founders Capital: Strategic Support
Pixpay receives significant financial support from Bpifrance and Global Founders Capital. Bpifrance, the Banque Publique d'Investissement, plays a major role in France in financing innovative companies. It helps Pixpay stay stable and grow through strategic investment. For its part, Global Founders Capital is one of the largest European investment funds, offering solid financial support that allows Pixpay to grow and innovate without hassle.
Treezor: guaranteeing the security of funds
To ensure the security of its users' funds, Pixpay collaborates with Treezor, a subsidiary of Société Générale specializing in payment solutions. Treezor is responsible for issuing and managing bank cards and protecting customers' deposits. With Treezor, funds are guaranteed up to 100,000 € by the Deposit Guarantee and Resolution Fund (FGDR), thus offering maximum protection to all Pixpay users.
Autonomy and independence of PixPay
Pixpay is committed to its independence while benefiting from strategic support. This autonomy allows the neobank to offer exclusive services adapted to its users, while benefiting from the expertise and financial strength of its partners.
The different PixPay subscriptions
PixPay offers several subscriptions to meet different needs and budgets. Discover the different offers.
Comparison of PixPay subscriptions
PixPay offers three main subscriptions: Light, Smart and One. Each is designed to meet specific needs for pocket money management and banking services.
| Subscription | Prices | Features | Benefits |
|---|---|---|---|
| Light | 2.99 €/month | Credit card, parent and teen application, parental control. | Ideal for young teenagers starting to manage their money. |
| Smart | 5.99 €/month | Credit card, parent and teen application, additional educational tools, insurance and virtual card. | Suitable for more advanced financial management with educational tools. |
| One | 9,99 €/month | Credit card, parent and teen application, cashback, personalized cards, travel assistance. | Premium solution with travel benefits and loyalty programs. |
Light subscription: the basic necessities
PixPay Light subscription, 2,99 €/month, includes a credit card with systematic permission, a mobile app for parents and teenagers, and several basic functions such as parental control. Perfect for young teenagers who start managing their pocket money.
Smart subscription: more features
Smart subscription at 5,99 €/month adds additional features to the Light subscription. It includes advanced educational tools, screen break insurance, a virtual card for secure online payments, and a catalogue of over 100 card designs, including limited editions.
One subscription: the premium solution
The One plan at 9,99 €/month offers a premium experience. Users benefit from cashback on each expense, fully customizable cards, travel assistance and free transactions abroad. Ideal for teenagers and families looking for complete banking services.
PixPay's educational features
PixPay not only provides banking services, but also educational tools to teach teenagers financial management.
The importance of financial education with PixPay
PixPay offers educational features to help young people understand and manage their money. By introducing financial concepts from an early age, PixPay allows teenagers to develop skills essential to their financial future.
Educational tools and features
PixPay's educational tools include expenditure tracking, spending ceilings, savings and cash pools. These features enable young users to manage their money efficiently and learn to save money from the start of their financial experience.
Security with PixPay
Safety is a key aspect for parents and teenagers using PixPay. This section explores the security measures in place.
Security measures for transactions
PixPay guarantees transaction security through systematic authorization, parental control and the possibility of temporarily blocking cards in case of loss or theft. These measures ensure the safe use of the PixPay card for adolescents.
Protection of client funds
The funds are protected by Treezor, with a deposit guarantee up to 100 000 € Thanks to the FGDR. This financial security provides peace of mind for parents who choose PixPay for their children.
PixPay FAQ
Answers to users' frequent questions about PixPay, its services, and its partners.
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Which bank supports PixPay?
PixPay is supported by Bpifrance and Global Founders Capital, which provide robust financing and fund protection by Treezor.
How can I secure my child's money with PixPay?
With PixPay, parents can monitor all expenses via a dedicated app, block the card temporarily and set appropriate ceilings.
What are the costs abroad for PixPay?
The fees for withdrawal and payment abroad vary according to the subscription chosen. One card offers free transactions while Light and Smart cards charge 2 € by operation.
How to open a PixPay account?
Opening a PixPay account is done online via the PixPay application or website. Simply provide the necessary information, follow the registration steps and activate the card.
PixPay user reviews
The opinions of parents and teenagers using PixPay provide valuable insights into the advantages and disadvantages of neobanking.
Positive feedback from users
PixPay users appreciate intuitive management, safety, adolescent autonomy and parental control. Positive opinions underline the usefulness of educational tools and the simplicity of application use.
Negative opinions and points of improvement
Negative opinions mainly deal with customer support problems, technical difficulties and suggestions to improve user experience. The main points of improvement mentioned are the responsiveness of customer service and the resolution of technical problems.