Best banks for employees in France
Dive into the best banks with advantageous offers for employees in France. This article should help you choose the perfect bank based on your specific needs.
Monabanq – Offers Pratiq+, Uniq, Uniq+
Monabanq offers accounts without income conditions, ideal for employees. Offers include a second free Visa card for life until 31/03/2025, and free and unlimited currency payments. As an employee, you also benefit from free and unlimited euro payments and withdrawals.
- No income condition
- Second free Visa card for life
- Free and unlimited euro payments and withdrawals
- Free and unlimited currency payments
- Affordable account fees
Boursorama Bank – Ultim Offer
Boursorama Bank offers a free credit card without income conditions and free of charge on international payments. Euro payments and withdrawals are also free and unlimited. This bank is famous for its very competitive bank charges and modern bank account management.
- Free credit card without income condition
- No fees on international payments
- Notifications of payments in real time
- Very competitive account keeping costs
- Welcome offer: 80 euros when opening the account
Hello bank! – Hello Prime Offer
Hello Prime offer from Hello bank! Cost 1€/month for 6 months and includes free payments and withdrawals abroad, deposits of cheques in BNP Paribas agency, as well as insurance and assistance included. Perfect for employees often travelling or requiring complete banking services.
- Free payments and withdrawals abroad
- Deposits of cheques in BNP Paribas agency
- Insurance and assistance included
- Attractive price at 1€/month for 6 months
- Modern and easy to access online services
Fortuneo – Gold Mastercard Card
Fortuneo offers Gold Mastercard with a condition of 1800€ income/month. Foreign payments and withdrawals are free, and withdrawal and payment ceilings are high. This allows significant financial flexibility for employees.
- Free Gold Mastercard card subject to income
- Free payments and withdrawals abroad
- High withdrawal and payment ceilings
- Immediate or delayed flow at choice
- Online financial management tools
Société Générale – Sobrio Offer
Sobrio offers an offer from 1€/year and up to 20% cashback at more than 1200 brands, a secure application among the best rated, and a network of agencies and experts available to assist you in managing your finances.
- 20% cashback at more than 1200 signs
- Secure application among top rated
- Network of agencies available for financial advice
- Competitive price from 1€/year
- Visa Evolution, Visa Classic or Visa Premier
Comparative table of bank offers
To compare easily, here is a detailed picture of the best bank offers for employees. Use it to quickly identify the bank that best suits your needs.
Ranking of best banks for an employee
| Bank | Offers | Conditions | Key benefits |
|---|---|---|---|
| Monabanq | Pratiq+ Uniq or Uniq+ | Without conditions of income | 2nd Free Life Visa Card, Free Currency Payments |
| Boursorama Bank | Ultim | Without conditions of income | Free CB, No fees on international payments |
| Hello bank! | Hello Prime | 1€/month for 6 months | Deposits of cheques in BNP Paribas agency, Insurance included |
| Fortuneo | Gold Mastercard | 1800€ Income/month | High ceilings, immediate or delayed flow |
| Société Générale | Sobrio | 1€/year | Up to 20% cashback, Secure application |
How to choose better bank according to your needs
Choosing the best bank can be complicated. The following are the criteria to take into account in making the best choice as an employee, maximizing benefits and minimizing costs.
Selection criteria
To choose a bank, look at bank charges, current account conditions, credit offers, welcome offers, online services, and the quality of customer service. Accountancy, transfer, cash withdrawal and online banking are essential for an employee.
- Bank charges: account keeping fees, transfer fees, cash withdrawal fees
- Current accounts: terms of connection, bank card offers
- Credit offers: interest rates and payment facilities
- Welcome offers: account opening bonus
- Online services: access and ease of use of the banking application
- Customer service: quality and availability of support
In-depth comparison
Make a thorough comparison between the different banks available by using online comparators and evaluating welcome offers, modern banking tools, and insurance included. Customize the comparison according to your specific needs as an employee.
- Use online comparators for up-to-date information
- Rate welcome offers and bonuses
- Test the available banking tools (mobile app)
- Consider insurance and coverage included
Frequently asked questions
Answer your common questions on the choice of best bank for employees. This FAQ section aims to clarify the issues that users often address.
What bank for employees?
The best banking options for employees include Boursorama Bank, Fortuneo, BforBank, as well as traditional banks such as Société Générale or BNP Paribas. Each offers specific benefits tailored to the needs of employees.
What are the common welcome offers?
Many banks offer attractive welcome offers, such as cash bonuses when opening the account, free bank cards or exclusive benefits. Compare welcome offers to maximize your benefits as a new user.
To better understand the alternatives available, discover our comparison on which French bank online best meets employees' expectations.
What are the bank charges to consider?
Accounting fees, transfer fees, cash withdrawal fees and credit card fees are the main costs to be analysed. Choose a bank with transparent and reasonable fees.
Testimonials and opinions
Employee opinions and testimonies are valuable in assessing the quality of the services offered by each bank. Discover the experiences of real users to guide your choice.
Monabanq users' experiences
Monabanq users particularly appreciate unconditional income accounts and attractive rates. The testimonies highlight the reliability of customer service and the simplicity of banking operations.
Not having a condition of income to open a Monabanq account is a real plus. Services are easy to access and the second free, lifetime Visa card is great! – Julien, 34, salaried.
Opinions on Boursorama Bank
Boursorama Bank is often praised for its low bank charges and free card offers. The testimonies highlight the ease of managing accounts via mobile application and the quality of customer service.
Boursorama Bank really offers services at unbeatable rates. Account management via the app is intuitive and customer support is responsive. I recommend! - Sarah, 29, salaried.
Opinions about Hello bank!
Employees using Hello bank! particularly appreciate the competitive rates and benefits included in the Hello Prime offer. The notices also mention the availability of deposits in BNP Paribas.
Hello bank! allows me to deposit my cheques in BNP Paribas agency without worries. The offer Premium to 1€/month is really advantageous to me. - Marc, 45, salaried.
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