Top professional banks online in 2025
Explore our ranking and comparison to help you choose the best online pro bank for you.
Qonto, the all-in-one solution
Qonto proposes apro accountwith easy-to-use interface and features like billing. Offers from 9 €/month HT, ideal for pros and independents.
With around 150,000 customers in France, Qonto is a benchmark in the online banking industry pro. It offers several services, including Visa and MasterCard cards, transfers and levies, as well as efficient management tools. Thanks to competitive pricing and flexible options, Qonto is suitable for both small and large companies.
N26, for freelancers and entrepreneurs
N26 offers a free pro account with a MasterCard card and free international transfers. Perfect for freelancers and small entrepreneurs.
N26 seduces by the simplicity and accessibility of its offer. In addition to the free account, entrepreneurs can benefit from free international transfers and cashbacks on purchases. For those looking for a more complete solution, N26 Business You includes insurance and free withdrawals in foreign currencies.
Blank, practical services
Blank offers useful services for business starters, such as the calculation and payment of USSRAF contributions. Offers from 6 €/month HT.
Blank, a subsidiary of Crédit Agricole, is distinguished by its services dedicated to entrepreneurs. In addition to calculating and paying USSRAF contributions, Blank offers a quick account opening, a quality payment card and professional insurance. Competitive pricing and accessible customer support make it a very attractive option.
Obat, for the building pros
Obat offers a free pro account included in the management packages for building pros, with unlimited free cards.
Obat specializes in banking solutions for building pros. Their free pro account includes unlimited cards, simplified SEPA transfers and an automatic IBAN per invoice. Ideal for artisans, TPEs, and SMEs in the construction sector.
Hello Bank Pro, easy cashing
Hello Bank Pro simplifies cash and cheque collection, and offers pro credit and insurance. Offers at 10.90 €/month HT.
In collaboration with BNP Paribas, Hello Bank Pro stands out for its ability to easily cash cheques and cash. It offers pro credits, insurance, and unlimited SEPA transfers, which are advantageous for the professions and traders.
Shine, value for money
Shine offers simplified accounting management, insurance and features such as online capital deposit. Offers from 7.90 €/month HT.
Shine is highly valued for its excellent value for money. With innovative services such as online capital deposit and accounting integration, Shine is perfect for independents and companies. Its customer service and insurance complement the offer.
Manager.one, for SMEs and start-ups
Manager.one offers unlimited number of bank cards and pooled transfers for employees' pay. Offers to 29.99 €/month.
Manager.one primarily targets SMEs and start-ups with demanding banking needs. The possibility of having an unlimited number of cards and pooled transfers for employees' pay makes it a robust option for growing companies.
Propulse by CA, complete management
Propulse by CA offers integrated management tools and fast online account opening. Offers from 8 €/month HT.
Supported by Crédit Agricole, Propulse by CA offers a comprehensive banking solution with built-in tools for billing, accounting and billing. Their quick opening of accounts and affordable rates make this bank ideal for independent entrepreneurs.
Bourso Pro, payment terminal
Bourso Pro offers a professional account with payment terminal, a savings book and competitive rates. Offers from 9 €/month.
Boursorama Bank offers a pro-attractive formula with an IZettle payment terminal and a savings booklet at an advantageous rate of 2.50%. It also allows withdrawals in France and abroad free of charge, as well as Boursorama Protection Pro insurance.
Fiducial, 100% French
Fiducial is suitable for TPE-SMEs and traders, with a dedicated advisor and à la carte services. Offers from 12 €/month.
Fiducial is a 100% French bank perfect for artisans and traders. It offers comprehensive services, a dedicated advisor and 24/7 support. Its transparent pricing and flexible solutions to the needs of SMEs make it a reliable option.
Wise Business, for expenses abroad
Wise Business is ideal for entrepreneurs with many international transfers thanks to competitive exchange rates. Offers from 0 €/month.
Wise Business is distinguished by its favourable exchange rates and services adapted to entrepreneurs managing many international fees. Available in more than 70 countries, this bank allows for foreign exchange transfers at reduced costs.
Finom, the new kid
Finom offers competitive rates with a cashback option and the creation of SAS, SASU, SARL or EURL. Offers from 0 €/month.
Finom is one of the new players in theonline pro banksoffering competitive services including cashback and unlimited billing modules. It greatly simplifies business creation, appreciated by entrepreneurs.
Revolut Business, flexible
Revolut Business offers flexible subscriptions adapted to freelancers and companies. Offers from 0 €/month.
Revolut Business is recognized for its flexibility, with subscriptions adapted to freelancers and companies. With free transactions between Revolut accounts and integrated accounting services, it perfectly meets the varied needs of professionals.
Monabanq, Customer Service
Monabanq offers high quality customer service and many useful services such as cashier convenience. Offers from 9 €/month.
Monabanq is distinguished by its exceptional customer service, elected customer service of the year several times. It also offers cash facilities and a deposit of cheques and cash. Perfect for independents.
Comparison of online banks pro
To help youchoose the bank onlinewhich best meets your needs, here is a comparison of the best offers available.
Type of credit
| Bank | Benefits | Rates |
|---|---|---|
| Qonto | All-in-one account, intuitive interface, billing included | From 9 €/month |
| N26 | Free account, free international transfers | Free |
| Blank | Services for entrepreneurs, automatic payment of contributions USSRAF | From 6 €/month |
| Obate | Free account in pack, unlimited and free cards | Free |
| Hello Bank Pro | Easy collection of cheques and cash, insurance, professional credit | 10.90 €/month |
| Shine | Simplified accounting management, insurance, online capital deposit | From 7.90 €/month |
| Manager.one | Unlimited number of bank cards, group transfers for employees' pay | 29.99 €/month |
| Propulsion by CA | Integrated management tools, quick account opening | From 8 €/month |
| Bourso Pro | IZettle payment terminal, savings book, competitive rates | From 9 €/month |
| Fiduciary | Dedicated advisor, à la carte services | From 12 €/month |
| Wise Business | Free international transfers, advantageous exchange rates | From 0 €/month |
| Name | Competitive rates, cashback on purchases, easier business creation | From 0 €/month |
| Revolut Business | Flexible subscriptions, free transactions between Revolut accounts | From 0 €/month |
| Monabanq | High quality customer service, easy checkout | From 9 €/month |
Benefits of online pro banks
Online banks generally offer lower service charges compared to traditional banks, with clear rates. Thanks to dematerialisation and automation, they reduce costs, thus offering attractive rates for banking services.
Management technologies and innovations
Take advantage of the latest technologies to simplify the management of your business: fee notes, virtual bank cards, accounting integrations. Digital solutions allow more fluid and efficient financial management, with invoicing modules and real-time tracking tools.
Quick registration procedures, 100% online
Registration and account opening processes are easy and completely dematerialized, saving considerable time. You can open a pro account in a few minutes, without requiring travel.
Customer support available and responsive
An efficient and easily reachable customer support to assist professionals in their daily needs. The responsiveness of online banks' customer service is often cited by users as one of the major benefits.
Connected tools for international trade
Online pro banks offer connected tools such as secure payments, instant transfers and virtual bank cards, adapted to international trade. These tools simplify transactions with foreign partners and effectively manage transactions in different currencies.
How to choose your bank online
Services et fonctionnalités
Accessibilité et facilité d’utilisation
Service client et support
Data security
The most frequently asked questions by professionals about online banks. Find here all the answers.
Is it mandatory to have a pro bank account?
For companies with share capital (EURL, SARL, SASU, SAS, SCI), you must open a pro bank account when creating the company to deposit the share capital. For
For companies with share capital (EURL, SARL, SASU, SAS, SCI), you must open a pro bank account when creating the company to deposit the share capital. For self-employed and sole proprietorships, opening a pro account is not compulsory unless your turnover exceeds 10 000 € per year.
Online pro banks offer more affordable and transparent rates, simplified management technologies, 100% online approaches, available customer support and connected tools adapted to international trade.
How do I choose the bank adapted to my legal status?