On Scolinfo, each teacher can anticipate the exact amount of his or her retirement Thanks to an estimate based on the most recent valid career data. However, certain specificities such as children's increments, taking into account internships or a mobility period require a rigorous verification of each survey in order to avoid possible unplanned departures.
Scolinfo pension amount: quick response with example and immediate access
Just at a glance, the estimate displays on Scolinfo for a school teacher uses a known formula: 75% of gross index salary in the last 6 months, adjusted according to the number of validated quarters, with specific bonuses (10% for 3 children, +1.25% per quarter of surcote after 62 years). To give an order of ideas – a teacher with 170 terms, starting at 62 years in 2024, will find on Scolinfo an amount between 1 500 € and 2 200 € Gross/month, depending on the completeness of his career and the increases applied.
- Access to Scolinfo or ENSAP space is possible from 55 years of age, allowing to quickly consult its Global Individual Estimation (GIE).
- It is often recommended that all quarters, child supplements or bonuses should be included in the available survey.
- To refine according to a personal situation, the use of the official simulator remains a good option.
Critical information: Scolinfo simulation sometimes has an undervalued amount of 5 to 8% in some specific cases, such as for a career in ZEP or a recent mobility. This is also why it is advisable to cross the sources and have his statement checked!
Do you want a fully individualized calculation? Simulate Online or make an appointment with a retired national education expert.
How to consult and interpret his career record on Scolinfo?
Finding the amount on Scolinfo is regularly reassuring, but understanding the survey and identifying action points remains fundamental. From the age of 55, each teacher has priority access to his/her detailed career and to his/her Global Individual Estimation (GIE), which summarizes both the rights already acquired and the potential pension.
Instructions for use Scolinfo: access and first key checks
Some discover when receiving their first survey how accurate the annual vigilance becomes. How to access and conduct a first audit:
- Open ENSAP or request a Scolinfo link via your HR manager.
- Head for the section « My career record » then « My estimated pension ».
- Consider reviewing years of service, such as former assignments abroad or mobilitys, which must appear without omission.
Keep in mind: the slightest anomaly (e.g. a missing internship or a period of absence) can lead to an impact up to 100 €/month on the final pension. A teacher recently said that she had avoided a loss of nearly 300 €/year, simply thanks to vigilance over its four initially unvalidated CSD quarters.
Fix an error or forget about Scolinfo
If an incoherence or oblivion (period not postponed, no increase) is noticed, it is worth contacting the academic manager or entering a correction request directly via the heading « Remarks ». Cross checking with theRetirement insurance and State Pension Service sometimes proves useful, especially in cases of mobility or mixed career.
The right reflex: every year, compare the information displayed on Scolinfo with that of the portal Retreat Info (FranceConnect). There is a regular shift in the 5-8 % where different periods or unregulated haircuts are included in the file.
Accurate calculation of teacher pension (public service)
How does each euro of pension explain your Scolinfo estimate? While the calculation method remains framed, some details are more important than one would imagine. Even between two equivalent age and treatment teachers, one trainer suggested that very significant differences persist between people with almost the same profile.
Detailed calculation formula and alert points
The basic pension of a school teacher (owner) is as follows:
- The calculation base takes the gross index treatment average of the last 6 months.
- This amount is multiplied by the full rate (usually 75%) if all quarters are validated.
- Then, the report (acquired quarters/quarters required) is integrated – depending on the year of birth, it ranges from 166 to 172 quarters required.
- Finally, add the Increases (+10% from 3 children).
- Finally, a surcharge of +1.25% per quarter beyond 62 years and the required threshold improves the pension.
For example, a 62-year-old teacher with 170 quarters (full) and a gross salary of 2,200 €. His basic pension will then reach about:
| Parameter | Value |
|---|---|
| Gross salary | 2 200 €/month |
| Validated Quarters | 170/170 |
| Liquidation rate | 75 % |
| Basic pension | 2 200 × 75 % = 1 650 € |
| Increase (3 children) | +165 € 10 per cent |
| Estimated final pension | 1 815 € Gross/month |
An addition of 2 additional quarters thanks to the surcote would allow here a bonus about +55 €, therefore a total close to 1 870 €.
Decote, mixed career and situations to watch
In case of missing quarters (e.g. 160/172), a haircut applies: each quarter not validated reduces pension at least 1,25 %a shortfall of 50 to 150 €/month. It is not said enough, but a mixed career (public/private) or mobility can make the verification necessary nothing excludes that any unaccounted period can eliminate up to 8 % the amount expected, in particular for contractual years that would not have been transferred.
Some forget: the CSG, taken from the source, leads in 2024 a difference of 15-30 €Net monthsometimes seriously impacting the budget according to the fiscal situation of each.
Which simulators and external tools to use in addition to Scolinfo?
Using Scolinfo facilitates estimation. But getting a really reliable vision goes for many professionals through the confrontation of several tools, especially when the career path has particularities.
Comparatif Scolinfo, Info-Retraite, ENSAP: to whom do they really address?
Teachers generally give priority to Scolinfo or ENSAP for the calculation of their pension State. For those who have had a career with interruptions, mixed periods or contracts in private, Info-Retraite.fr is essential in order to compare the completeness of the duties.
| Tool | Adapted profiles | Estimated accuracy |
|---|---|---|
| Scolinfo/ENSAP | Holders, PEs, teachers | Relatively reliable for a strictly public route |
| Info-Retraite.fr | Mixed courses (public/private), mobility, various careers | View « overall » interesting, needs to validate each period |
| SNES-FSU simulator | Unionized teachers, or anyone wishing to compare | Additional information, rate/denote alert points |
Some of the benchmarks often mentioned by managers:
- Some findings show a gap of 5 to 8% between tools, particularly for careers in PTA or after an unupdated RAIP mobilisation.
- We can also spot, thanks to simulators like SNES-FSU, the interest of an excess or the consequence of a delayed departure.
Is it rare to be wrong between two tools? Not so much. A PE pension found +220 €/year of difference detected only via an estimate on Info-Retreat, where Scolinfo reported nothing abnormal.
Reforms and administrative vigilance: where are the risks hidden?
To be sure of a reliable calculation is also to be able to recognise the main traps. Regulatory developments, mobility, delays in administrative updating – several points of vigilance have increased in recent years, as some unions have identified.
News alerts 2024-2026 and necessary corrections
To be monitored in particular:
- New imperative since 2025: RAIP and mobility must be declared on a monthly basis. In case of omission, the pension may be directly affected.
- The freezing period (2013-2019) – during these years the pension was not increased, which for some resulted in an additional loss of 5-10 €/month.
- Finally, any administrative error (undeclared child, forgotten internship, partially validated service...) can lead to bad surprises, if not reported in time.
The CSG, recently noted, led in 2024 to a puncture between 15 and 30 €Net month on the pension of a school teacher. Many teachers discover this only at the time of the first payment.
If there is any doubt or if there is a persistent error, it is recalled that the right to Custom maintenance to the State Pension Service remains acquired from each teacher (direct line: 02 40 08 87 65).
FAQ: Frequently asked questions from teachers about their retirement estimate
Even teachers who have already passed a few career stages find themselves disconcerted as they approach the start. Here are the answers to the most frequently asked questions.
How do I access my estimate on Scolinfo or ENSAP?
Direct access is provided via ensap.gouv.fr section « Retirements »then « Estimate my retirement ». Concerning Scolinfo, the link is usually transmitted by the academic manager from age 55.
What formula is used to calculate my public service pension by hand?
The following formula will be used: Pension = Gross salary x (validated quarters/quarters required) x 75%, with +10% increase from 3 children, and one +1.25%/quarter beyond the full rate (age >62 years).
How to check a child supplement, or a service bonus?
Any child who is raised at least 9 years before the age of 16 may, from 3 children, be increased by 10 %. The EIG on Scolinfo explicitly displays the line « Increases and bonuses ».
What if I find an anomaly or a lack of trimester?
It is best to report any errors to the academic HR department without delay. For mixed careers, the Info-Retraite/FranceConnect portal also offers this possibility. SNES-FSU sometimes accompanies the preparation of appeals files.
Who to contact for personalized advice?
The State Pension Service (02 40 08 87 65) or a teaching union recognized for its knowledge of the reforms. A right to a retirement home interview is also granted from the age of 45.
Quick checklist for reliable retirement estimate on Scolinfo
Before final validation, several points deserve consideration:
- Absence of "career hole": Are all your quarters correctly postponed?
- Are the children's supplements, bonuses and services performed outside the academy well represented?
- The result of your Scolinfo simulation Does it cross the Info-Retreat?
- Does the RAFP (additional) share appear on the SRE space?
- Has an expert validated the file in the event of a particular situation?
With this verification process, most losses or omissions can be avoided, thus limiting disappointments at the time of the first payment of the pension.