Helios: an ecological neobank with French IBAN

This is Helios,ecological neobankwhich is (for good) changing the established codes of the banking sector! Since February 2021, Helios has progressed with theecological transitionin the sight.
In partnership with SolarisBank, this French fintech now offers online accounts withFrench IBAN– which, frankly, is perceived as a real asset by many users.
If you open an account at Helios, you encourage projects that are truly environmentally friendly, while keeping an attentive eye on the destination of your deposits.
The mobile app? Ergonomics, without unnecessary overload, and tariffs remain frankly in the norm – here, ethics clearly does not rhyme with leadership or innovation with hollow promises.
We're moving forward for real... and sometimes it even feels more than we can imagine!

Presentation of the eco-neobank Helios

Helios appears as aneobankEverything in its operation aims at a useful, sustainable and truly committed investment.
We choose here to abandon the questionable funding to support above all those who, concretely, advance the ecological cause.
A radical posture? No, it's not theater.
A look at its origins, ambitions and some key partners is therefore required.

Launch and mission of Helios

Helios was born on 23 February 2021, carried by three associates supported by well-known faces of the environmental voluntary sector.
Their roadmap:financing the ecological transitionAt 100%, draw a thick line on coal, oil, industrial farming or chemical pesticides.
This promise – we understand quickly – positions Helios far away from traditional banks and proposes a truly alternative money management.

On the practical side, we benefit from online bank accounts (with German IBAN until further order, of course international card).
Rates vary between 3 and 6 € monthly, depending on the option taken.
Drawdowns, transfers and current operations are unlimited; five free withdrawals each month, an advisor available 7 days a week, as well as a clear app – all this, as it seems, makes the difference in everyday life.

Partnership with solarisbank

For the purely banking part, Helios relies on SolarisBank, a German-based fintech that orchestrates license and technical infrastructure.
Result: security, solid process and freedom for Helios to focus on the only subject that really matters: the ecological impact.
Meanwhile, SolarisBank takes care of all the daily aspects, including payments.

Where Helios frankly comes out of the lot: the traceability of deposits.
Everyone can follow the path of their money and see how it serves the green transition.
This level of transparency, which is relatively rare in finance, ends up building lasting trust with customers.

The advantages of the Helios ecological neobank

At Helios, it is impossible to settle for a fashion effect: ecological commitment is everywhere.
Founded in 2021, this neobank targets those who want real banking services, while refusing greenwashing and fuzzy investments.
But what does it change for you every day?

Transparency of investment

We're talking about atransparencydocumentary: Helios details the course of the funds invested, sector by sector – each customer keeps a hand on the future of its deposits.
Here, in particular, it finances sustainable agriculture, thermal renovation, optimisation of waste treatment, or renewable energies.
Many users say that they receive concrete news about new projects financed: this sometimes gives weight to their choice of bank.
Witnessing the impact of his money, that's what changes the deal!

Exclusion of polluting activities

Another cardinal principle: no funding for polluting sectors (coal, oil, intensive farming, chemical pesticides, etc.).
Immediate consequence: one no longer crosses his savings and fossil energies – a bias assumed without fioriture.
Many users contact customer service as soon as there is doubt about an activity; According to the returns, the answer does not delay, reaffirming the Helios line.

With this clear border, there is no ambiguity or possible confusion: money never goes to channels that do not fit.
Here, clarity prevails as rarely elsewhere.

Innovative banking services

On the service aspect, Helios is checking – frankly – all the useful boxes: current account (always with German IBAN for the moment), international card, clear tariff structure, transfers and debits at will.
Keep in mind also: 7 days/7 reachable advisor, five withdrawals at no monthly cost, stripped app and functional.
The wooden or recycled plastic card intrigues regularly, especially with our Belgian neighbours who appreciate the responsible wink!

Operation and services offered by Helios

What's hanging up right now? This cohabitation between a modern banking service and an undeniable ecological consistency.
Tariffs, choices, regulatory compliance: everything is displayed without detours, sometimes with clarity that would make some competitors blush.

Rates and charges

Can't lose it:Standard Offer3 € per month;Premium offer6 €. No hidden costs, no surprises about daily operations.
Customer service remains available; five free withdrawals each month often tilt the balance against theOther neobanks– this is a point that comes back in almost all customer reviews read recently.

Unlike other alternatives like Green-Got, which you can discover in thisGreen-Got opinion: green services, impact assessment and restrictions for individualsHelios is distinguished by its partnership with SolarisBank and its French IBAN.

Banking

On the practical side, Helios remains essentially: current account (German IBAN at present), international map, effective mobile app, human contact (no, not a bot).
Often the return is the same: all deposits are assigned to concrete missions (agri, energy transition, recycling circuit).
For security: everything goes through approved partners, European legislation, and funds remain guaranteed – Helios does not compromise with trust.

Cherry on the cake: the notion of transparency is never denied, but embodied.
Each customer has the possibility to control the allocation of his assets at any time – it is also a "plus" that often emerges in the exchanges.

In short, Helios is a classic model but rejuvenated with sharp ecological sauce, for those who want their financial management to finally make sense.
The arrival of Younited (credit specialist) to capital, announced recently, could however shake a little in the medium term.
It will be necessary to monitor the evolution, especially as green competition like Green-Got or Tomorrow watches over the grain...

Current problems and ongoing solutions

Everything is not unadulterated: the "little pebble" remains the absence of French IBAN, which can block, according to several accounts, some clients or their employer.
Good news though: the case is progressing and Helios does not let go — communication closely follows progress.

Absence of IBAN French

At the moment, the Helios formula uses a German IBAN (thanks SolarisBank), which works for the most part, but sometimes it does not convince some companies or administrations attached to the famous "FR".
Situations of block transfers or residence continue to return, although, honestly, it has been less frequent since 2024.

In practice: transfers may be refused, levies may also be withheld, or a wage subsidy may not succeed if the HR department does not want to know about European standards.

Work in progress for IBAN French

That said, Helios is moving frankly towards the expected French IBAN.
The steps are well on the way with the authorities, but everything that comes under banking regulation requires a dose of patience...
In concrete terms, between reinforced banking relays, technical adaptation, and regular communication with the community, the path is plotted.
There is still a need to juggle a smooth banking experience with total fidelity to the ecological DNA of the project – which, we can guess, is less easy than on paper.