There was a time when cash was king. Today, debit cards are a safer and safer way to payment of purchases. In addition, bank cards are accepted almost everywhere as a means of payment. Less and less companies accept personal cheques, and almost all online shopping require a debit or credit card. In addition, it is relatively easy to obtain a debit card.
Step 1: Open a current account
The cards are directly linked to your current account or to your Savings account. If you do not already have one of these accounts, you must open one in a bank or credit union. You can perform this online or in personaccording to your preferences and your bank offers. The Post Office offers accessible services to all its customers so that transactions are easy and fast. You will usually need to provide several valid parts. Most of the time, it is a combination of valid identity cards, residence certificates and proof of your latest income.
Step 2: Choose from the many maps offered by the Post Office
After opening a bank accountThe Post Office offers each customer the possibility to obtain a credit card. It has wide choice of bank cards with different ceilings for transactions and withdrawals.
The Realys map
Realys has payment limits and adjustable withdrawals:
- Limit for continuous payment of 7 days not exceeding 300 euros;
- Limit for continuous withdrawal for 7 days of up to 800 euros in network vending machines.
The Realys map gives you access to the entire Visa Electron network. This bank card checks the balance of your account each time you make a transaction. This authorisation system allows avoid overdrafts. This is an advantage if the credit card holder is inclined to spend or likes to keep his account under control.
Also, additional options are available with the Realys map. These include:
- 3D-Secure service for secure online shopping;
- one e-card service blue allowing to place orders online without revealing its card number;
- The Western Union programme offers competitive rates for transfers cash.
Visa Classic card
With the Visa Classic card of the Post Office Bank, you can make payments and withdrawals in France and abroad. This payment instrument has a payment ceiling of 3 000 € 30 days moving. Concerning the withdrawal ceiling, it is 1,000 € in the network of ATMs in 7 mobile days.
On the other hand, you also benefit from Insurance guarantees and assistance for your entire family. In addition, the Post Office offers additional services such as contactless payment, deferred debit, e-card blue, the Western Union programme. To this it is necessary to add the loan of money, insurance to extend the warranty builder to 2 years...
Visa Premier card
The Visa Premier card of the Postal Bank offers you a high flexibility. Make your purchases in France and abroad and enjoy advantages (guarantee extensions, discounts at major distributors, etc.).
With this high quality payment instrument, you also benefit from High payment and withdrawal limits. For example, a maximum of 8,000 € as payment limit and up to 1,500 € as a withdrawal limit.
Secondly, the holders of the Visa Premier debit card Additional services such as deferred debit, E-Card service, credit facilities, etc. may be provided by the Postal Bank.
Visa Platinum card
The Visa Platinum card The postal bank has high payment and withdrawal ceilings:
- Maximum payment limit of 12,000 €, for 30 continuous days ;
- Maximum withdrawal limit of 3,000 € In 7 slippery days.
The insurance and assistance services are also extended (travel cancellation, car rental, medical repatriation, personal assistant, etc.). Options include deferred debit to better manage your finances, electronic blue card, credit option, contactless payment, etc.
Visa card infinity
It is a prestigious card issued by the Bank Postale. It is valid in France and worldwide and has significant payment and withdrawal capacities:
- A maximum withdrawal limit of 20,000 €, for 30 continuous days ;
- A maximum withdrawal limit of 5,000 € for 7 consecutive days.
And the holders of the Visa Infinite card may also receive assistance 24/7. Even the most unusual or urgent requests will be met. Finally, the Visa Infinite card gives a Full access to the Visa Infinite Club (privileges for exceptional tours and tours, preferential rates, etc.).
Step 3: Request your credit card
As part of the account opening process, you can request a debit card linked to this account. In some cases, you will have to wait 7 to 10 working days before receiving your card by mail. However, many banks offer access the same day to a credit card which you can use immediately.
Drafting opinion
A credit card allows you to make online transactions. Any customer of the Postal Bank may request one if he did not receive it upon opening your account. It is recommended that: sign up for a card whose ceiling would best match the different transactions you will make. Students can, for example, subscribe to the Realys card, while employees have the choice between different Visa cards.
You are looking for get your own credit card Post Office? New customers can get a new credit card by opening a new Savings account, while benefiting from banking services without problems. You must also choose card type Which you want and which suits you.