Metal bank cards have been a huge success for several years. But what is it really about? And which banks are offering this new high-end banking product?
What are metal credit cards?
Unexpectedly, credit cards have become fashion items over the past two years. Credit and debit cards are no longer just a means of payment, they are becoming more and more trendy and now bring more than a little style to the invoice payment process.
This trend towardsCustomizable payment cardsstarted when the traditional plastic design was modified to allow consumers to customize colors and have a photo as background on the map. Next, challenger banks and Fintechs introduced unique designs and colours that attracted public attention. Today, metal maps are the latest trend to sweep the world.
Born in the United States, metal cards are customizable and are available in brass, copper, brushed stainless steel and even gold or platinum. The cards can also be a mixture of metal and plastic, in order to be both easy to use and flexible – there have even been examples of cards inlaid with diamonds.
Today, the metal map is a symbol of social status used in all countries of the world. In the UK, for example, the Curve payment card company seized the opportunity and launched a metal card with exclusive services that were carefully designed to meet the needs of the company. « generation of experience ».
What differentiates metal credit cards from plastic cards?
In the end, there is not much difference between metal credit cards and ordinary plastic cards, if this is the extra style points, weight and strength, and the pleasure you can feel using a metal card rather than plastic to pay for your purchases. With a metal credit card, you pass or insert your chip the same way to get your favorite cashback rewards. However, if the card is entirely made of metal or with metal veneer (it will not have PVC on the back), it cannot be used for contactless payments.
However, there is an important point that distinguishes these two types of cards: metal credit cards cannot be shredded in the same way as plastic cards. As a general rule, it is best not to attempt to destroy the map. Simply call and request a prepaid return envelope to return it to the issuer, where it will be safely eliminated.
What do you think about metal credit cards? Are you looking forward to getting your hands on one of them? Let us know in the comments below!
Which banks offer metal bank cards?
To provide such a banking product, it will be necessary to go mainly to theneobanksRevolut, N26, Vivid Money, Curve, Sogexia, Nickel, Bunq, etc. Boursorama Bank also released its metal card in 2021.